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LBS Financial
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LBS Financial
Mobile Banking App

Free - On the App Store


Great deals on all kinds of insurance


Home and Auto Insurance through Apollo

Insurance is a valuable part of a holistic financial plan. It protects you and your assets from the unexpected events of life.

We partner with Apollo Insurance Services* to bring you great insurance services for auto, homeowners, rental, travel, pet insurance, and more. Get a free, no obligation quote from Apollo’s friendly staff today at 800.939.6633, Monday – Friday from 8:00am – 5:00pm. You can visit Apollo’s website to get a sense of all of their insurance offerings.


Have an LBS Financial auto loan and need to verify insurance?

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Guaranteed Asset Protection (GAP)


Because of depreciation, the loan balance on your vehicle can be higher than the actual value. If your vehicle is totaled or stolen, you might have to pay the difference between the insurance settlement and the loan balance. This might be thousands of dollars. In the event of theft or an accident, GAP Advantage** covers the gap between what your vehicle is worth and your outstanding loan payments. Just contact us at 800.527.3328 to get GAP added to your auto loan.




Mechanical Breakdown Protection


Around 80% of repairs are paid for after factory warranty has expired. You can purchase Mechanical Breakdown Protection when you finance a vehicle with us to cover those repairs that occur beyond a factory warranty. Mechanical Breakdown Protection is available for new and used vehicles, and you can pay for up to 100% of the insurance cost by adding it to your LBS Financial auto loan. Extra services available include: vehicle rental, towing and trip interruption. 

Cancel your policy anytime in the first 60 days for a full refund (if a claim is not filed). Coverage might be transferable when you sell your vehicle, or you can cancel and request a prorated refund.

Call us at 800.527.3328 extension 5261 to talk to us about Mechanical Breakdown Protection.

Life Insurance


Financial protection for the people you care about. Call us at 800.527.3328, extension 4314 to discuss your options.

Accidental Death & Dismemberment


Financial protection for you and your loved ones if an accident causes loss of limb, speech or hearing, or in the event of death. LBS Financial automatically covers every primary Member on the account with $1,500 in complimentary coverage. Additional coverage is available at a low cost (for both the primary and joint Members). Call the Credit Union at 800.527.3328 for an application and to start your free coverage today!


*Insurance products offered through Apollo Insurance Services, Inc., California Insurance License # 0394033 Apollo Insurance Services, Inc. Insurance products 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the credit union or any affiliated entities; 3) involve investment risk, including possible loss of value. Insurance products not available in all states.

**GAP Advantage is a loan deficiency waiver and is not offered as insurance coverage. Contact the Credit Union at 800.527.3328 for more information about purchasing GAP Advantage. With GAP Advantage, an additional $1,000 benefit is provided when the following conditions are met:

  • Your primary insurance does not pay off your original loan
  • You return to LBS Financial Credit Union for a vehicle replacement loan
  • LBS Financial Credit Union approves your new loan