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LBS Financial
Mobile Banking App

Free - On the App Store


LBS Financial
Mobile Banking App

Free - On the App Store

Teen Savings & Checking Account (Age 13-17)

Tech-savvy, teen friendly

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  • Free Checking account with no monthly fees
  • Debit Card with limited purchasing power
  • Easy access to Mobile and Online Banking
  • Over 30,000 free ATMs nationwide
  • Savings account earns dividends

Check out our Savings & Checking Account Rates

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Two accounts for teens

We have two accounts available for our teen Members, both with great tech options like eStatements, 30,000 Free ATMs nationwide, and sleek Mobile and Online Banking. Our Teen Savings* account helps kids get started saving and earning dividends. The Teen Checking account comes with a convenient Debit Card** with a $200 daily limit.

Keep an eye on your teen’s account

Monitor your teen’s account from anywhere. Parents/legal guardians remain in control with easy access within Mobile or Online Banking. Check balances or make a transfer, all from your computer or mobile device.

Ready to open an account for your teen?

Get Started


Membership in the Credit Union requires a main savings account. The Teen Savings account is required and must be opened first, as it acts as the Membership account. Opening the checking account is optional.

No. Youth and Teen accounts must be opened at a branch only with the parent/legal guardian present.

Yes. For our Teen Savings account, it is $5, plus a one-time membership fee of $1 (per Member on the account). For Teen Checking, there is a $20 opening deposit (no minimum balance thereafter).

You will need your child's birth certificate, school ID, or California State ID, as well as their social security number. Bring a minimum deposit of $7 ($1 one-time Membership fee per Member on the account and $5 minimum deposit). Parent/guardian must be a joint owner on the account and will also need to bring their government-issued ID and social security number.


*Teen Savings accounts are governed by Government Regulation D, limiting the number of withdrawals from your account each month.

**May require qualification.