Our Money Market and Share Certificates earn more than the national average!*
Whether you need long-term or short-term savings solutions, we’ve got flexible options to fit your savings goals. Access your money at any time with a Money Market account with no penalty, or choose a Share Certificate with terms between 3 and 60 months. And either way you go, you earn nearly 2x the national average (or much more, depending on the term!) in high-yield dividends.
|
Product |
Credit Unions (National Average Rate) | Banks (National Average Rate) | Average of Banks and Credit Unions Nationwide | LBS Financial’s Rates** | LBS Financial’s APY** | LBS Financial’s Rates vs. the National Average |
| 5 Year CD-10K | 2.33% | 1.58% | 1.95% | 4.16% | 4.25% | 2.1X |
| 4 Year CD-10K | 2.17% | 1.46% | 1.81% | 4.11% | 4.20% | 2.3X |
| 3 Year CD-10K | 2.04% | 1.44% | 1.74% | 4.07% | 4.15% | 2.3X |
| 2 Year CD-10K | 1.92% | 1.40% | 1.66% | 3.97% | 4.05% | 2.4X |
| 1 Year CD-10K | 1.67% | 1.28% | 1.47% | 3.59% | 3.65% | 2.4X |
| 6 Month CD-10K | 1.18% | 0.89% | 1.03% | 3.34% | 3.40% | 3.2X |
| 3 Month CD-10K | 0.77% | 0.61% | 0.69% | 2.37% | 2.40% | 3.4X |
| Money market account-2.5K | 0.40% | 0.31% | 0.35% | 0.60% | 0.60% | 1.7X |
LBS Financial’s deposits rates are often higher than market across the board. The Credit Union occasionally offers limited time Promotional Certificates with even higher rates. Learn more about our 25 Month and 15 Month Promotional Certificates.
